Zakat calculator Pakistan for 2026
This Zakat calculator Pakistan tool helps you estimate Zakat in Pakistani rupees. It combines cash, bank savings, money owed to you, investments, business stock, gold and other Zakatable assets, then subtracts the liabilities you choose to include.
The final Zakat computation uses the common 2.5% annual rate when your net eligible wealth is at or above the Nisab basis you select. The calculator is designed as a planning tool, not a religious ruling for a specific person's circumstances.
Zakat Nisab 2026 in Pakistan
There are two ideas that are often mixed together. For automatic Zakat deduction from specified bank accounts, the Government of Pakistan notified a Zakat Nisab 2026 of Rs. 503,529 for Zakat Year 1446-1447 AH. The State Bank circular says accounts below that amount on the first day of Ramadan 1447 AH were not subject to that source deduction.
Personal Shariah Nisab based on gold or silver is different because its rupee value moves with precious-metal prices. A widely used contemporary reference expresses the threshold as the value of 87.48 grams of gold or 612.36 grams of silver. Different schools and scholars can differ on which standard should be applied in a particular case.
How to calculate Zakat in Islam
A common approach to how to calculate Zakat in Islam is to total eligible Zakatable assets, subtract eligible liabilities, compare the net amount with Nisab, and calculate 2.5% if the relevant conditions are met.
| Step | Zakat calculation |
|---|---|
| 1 | Add cash, savings and other eligible Zakatable assets. |
| 2 | Add the current value of Zakatable gold and silver. |
| 3 | Add eligible receivables, investments and business stock. |
| 4 | Subtract liabilities you consider deductible. |
| 5 | Compare net wealth with your chosen Nisab basis. |
| 6 | If eligible, multiply net Zakatable wealth by 2.5%. |
Zakat on gold
For Zakat on gold, this page includes a dedicated gold Zakat calculator. Enter your Zakatable gold weight, choose grams or tola, select the purity, and enter today's 24K gold price per gram. The tool adjusts the value for purity before adding it to your Zakatable wealth.
How to calculate Zakat on gold
If you have 22K gold, the calculator first estimates its pure-gold equivalent using 22 ÷ 24. It then multiplies that adjusted weight by the current 24K price per gram. If your overall eligible wealth reaches the selected Nisab, the gold value is included in the 2.5% calculation.
Gold Zakat calculator and jewellery
Classical schools differ on Zakat for personal gold and silver jewellery. For example, Hanafi guidance generally includes gold and silver jewellery, while other schools can exempt jewellery used personally under certain conditions. Because of that difference, this tool asks you to enter the gold you consider Zakatable instead of making that religious decision for you.
Zakat calculator on gold in PKR
The Zakat calculator on gold works entirely in Pakistani rupees. Since gold prices can change every day, the tool does not lock a permanent gold rate into the page. Enter the current market price before calculating so the gold valuation and Nisab comparison use the rate you intend.
Zakat calculator rupees and PKR
If you are looking for a Zakat calculator rupees or Zakat calculator PKR tool, all money results on this page are shown in Pakistani rupees. You can enter bank savings, cash, receivables, investments, liabilities and other assets directly as PKR amounts.
What wealth can be included?
Common examples of Zakatable assets include cash, money in bank accounts, gold, silver, eligible investments, trade inventory and money owed to you that you reasonably expect to receive. Personal-use items such as your normal home, clothing and household furniture are generally treated differently from wealth held for saving or trade.
What does one lunar year mean?
Zakat guidance commonly refers to a hawl, meaning a lunar year. A lunar year is shorter than a solar year. The exact treatment of when the year begins, what happens when wealth rises or falls during the year, and how newly acquired assets are handled can depend on the scholarly method you follow.
Why the Nisab selector matters
The silver-value Nisab is normally much lower than the gold-value Nisab. Islamic Relief notes that the Hanafi school uses the silver value for determining Nisab, while other schools use the gold value in the context described in its guidance. The calculator therefore lets you choose rather than forcing one threshold.
Frequently asked questions
What is the Zakat rate?
A common annual Zakat calculation on eligible wealth is 2.5% after the relevant Nisab and lunar-year conditions are met.
What is Zakat Nisab 2026 in Pakistan?
For automatic deduction from specified bank accounts, the official Pakistan threshold notified for Ramadan 2026 was Rs. 503,529. A personal gold- or silver-based Nisab changes with current market prices.
How much Zakat is due on Rs. 1,000,000?
If the full Rs. 1,000,000 is eligible net Zakatable wealth, you meet the relevant Nisab, and the other conditions are satisfied, 2.5% would equal Rs. 25,000.
How much Zakat is due on gold?
A common method is to value the Zakatable gold at the current market price and include that value in eligible wealth. If the applicable conditions are met, the usual annual rate is 2.5%.
Is the Pakistan government Nisab the same as personal Nisab?
No. The Rs. 503,529 figure is the notified 2026 threshold for source deduction from specified bank accounts. Personal Nisab based on gold or silver is a separate calculation tied to market value.
Which Nisab should I use, gold or silver?
Scholarly approaches differ. Use the method followed by your school or trusted scholar. This calculator supports both gold and silver standards so you can calculate using the guidance you follow.
Does this tool issue a fatwa?
No. It performs arithmetic from the values and Nisab basis you select. Questions about whether a particular asset, debt, jewellery item or investment is Zakatable should be checked with a qualified scholar you trust.
What sources does this page use?
For Pakistan's 2026 bank-deduction threshold, see the State Bank of Pakistan circular. For general Nisab weights and Zakat calculation guidance, see Islamic Relief's scholar-reviewed Nisab guidance.